If you’re a new motorcycle rider, one of the first things you need to do is get motorcycle insurance. 

But with so many different insurance companies and coverage options available, it can be difficult to know where to start. 

Here’s a quick guide to help you get the motorcycle insurance you need.

First, research different insurance companies and compare their rates. 

Make sure you’re getting quotes for the same type and amount of coverage so you can accurately compare apples to apples. 

It’s also a good idea to read reviews of each company before making a decision.

Once you’ve chosen an insurance company, the next step is to choose your coverage. 

The amount of coverage you need will depend on a number of factors, including the value of your motorcycle and your personal financial situation. 

Basic coverage usually includes liability, which protects you financially if you’re found at fault in an accident, and collision, which pays for damage to your motorcycle if it’s involved in an accident. 

You may also want to consider adding comprehensive coverage, which covers damage from things like theft, fire, or weather events; medical payments coverage, which helps pay for your medical expenses if you’re injured in an accident; and roadside assistance, which covers the cost of things like tow trucks if your motorcycle breaks down.

Once you’ve chosen your coverage, be sure to read the fine print of your policy so you understand exactly what’s covered and what’s not. 

And finally, don’t forget to shop around every year to make sure you’re still getting the best deal on motorcycle insurance.

Keep your motorcycle insurance policy handy  so you have it with you whenever you ride. 

Most policies will require you to show proof of insurance if you’re stopped by a police officer or get into an accident.

It is extremely important to get motorcycle insurance because if you have an accident and are found to be at fault, you could be held liable for paying damages. 

In addition, if you’re involved in an accident and don’t have insurance, you may have to pay all of the medical expenses yourself, which could be very expensive.

So there you have it, a quick guide to getting motorcycle insurance as a new rider. 

Be sure to do your research, compare rates, and choose the coverage that’s right for you.

And don’t forget to shop around every year to make sure you’re still getting the best deal.