If you’re a member of the military, you’re probably familiar with the many resources and benefits available to you. 

But did you know that there are also motorcycle insurance options specifically tailored for military members? 

Whether you’re deployed overseas or stationed stateside, it’s important to make sure you have the right coverage for your motorcycle. 

Here’s a look at some of the things to consider when choosing motorcycle insurance as a member of the military.

Military motorcycle riders have unique needs when it comes to insurance, and it’s important to understand what those needs are in order to get the right coverage. 

Here are a few things to keep in mind when choosing motorcycle insurance as a member of the military:

Make sure you’re clear on the definition of “off-base” motorcycle use. 

Some motorcycle insurance policies only cover riders who stay on base, while others will cover riders who venture off base occasionally. 

If you plan to ride off base frequently, make sure your policy covers that type of use.

Consider extra coverage for motorcycle modifications. 

Many motorcycle riders in the military choose to modify their bikes, and standard insurance policies may not cover those modifications. 

Make sure you have adequate coverage for any aftermarket parts or accessories you’ve added to your bike.

Be aware of deployed rider protection plans. 

If you’re deployed overseas, most motorcycle insurance policies will provide some level of protection for your bike. 

But it’s important to understand the  details of your policy and what it covers before you’re deployed, so you know what to expect if something happens to your motorcycle while you’re away.

The military offers many resources and benefits to its members, including motorcycle insurance options specifically tailored for those in the military. 

When choosing motorcycle insurance, military members should consider what type of coverage they need, whether they will be riding off base, and if they have any deployed rider protection plans. 

By understanding their motorcycle insurance needs, military members can make sure they are adequately protected while deployed or stationed stateside.

The amount of coverage you need will depend on the value of your motorcycle and your financial situation. 

If you have a loan on your motorcycle, you may be required to carry collision and comprehensive coverage, which will cover the cost of repairs if your motorcycle is damaged in an accident. 

You can also purchase additional coverage, such as medical payments coverage, which will pay for your medical bills if you are injured in an accident. 

When choosing an insurance policy, it is important to consider your needs and budget to find the right amount of coverage for you.

Military discounts on motorcycle insurance are available from many companies, but the qualifications for receiving the discount can vary. 

In most cases, you will need to be an active duty member of the military, or a reservist or National Guardsman who has been called to active duty. 

You may also be required to provide proof of military service, such as a copy of your DD-214 form. 

Some companies extend the military discount to veterans, so it’s always worth checking with your insurer to see if you qualify. 

Motorcycle insurance rates can be expensive, so any discount you can get will be a welcome relief. 

By shopping around and comparing rates, you should be able to find an affordable policy that meets your needs.

Motorcycle insurance is essential for anyone who owns a bike. 

Not only does it protect you financially in the event of an accident, but it also covers you if your motorcycle is stolen or damaged by weather or vandalism. 

While there are many different motorcycle insurance companies to choose from, not all of them offer discounts for military personnel. 

However, there are a few that do. 

USAA is one of the best motorcycle insurance companies for military members, as they offer a variety of discounts and features specifically for those in the military. 

GEICO is another excellent option, as they provide a 15% discount on motorcycle insurance for active duty and retired military personnel. 

State Farm is also a good choice for military members, as they offer a variety of discounts on motorcycle insurance. 

These are just a few of the best motorcycle insurance companies for military members. 

Be sure to shop around and compare rates before choosing an insurer so that you can get the best possible deal.