Motorcycle Insurance Saver

Find out if you are overpaying for motorcycle insurance.

Select your motorcycle type:

Average Monthly Cost:

Compare quotes and pay as little as $12/month for motorcycle insurance.

Do I Need Motorcycle Insurance?

Motorcycle insurance is not required in every state, but it is highly recommended. 

Motorcycle insurance can provide coverage for medical expenses, property damage, and liability in the event of an accident. 

In some states, motorcycle insurance is even required by law. While the cost of motorcycle insurance may seem like an unnecessary expense, it could end up saving you a lot of money in the long run. 

Motorcycle insurance is an important protection to have if you plan on riding a motorcycle, so be sure to compare rates and secure a policy before hitting the road.

What are Your State’s Insurance Requirements?

Motorcycle insurance is required in most states, but the minimum requirements can vary. 

To find out what motorcycle insurance is required in your state, you can contact your state’s department of motor vehicles or insurance commissioner. 

You can also check your state’s laws on motorcycle insurance. 

In general, motorcycle insurance must cover bodily injury and property damage caused by the motorcycle. 

Some states also require motorcycle insurance to cover medical expenses and uninsured motorists. 

If you are found to be driving without the required motorcycle insurance, you may be subject to a fine or other penalties.

How Often Do You Ride?

Even if you only ride occasionally, it’s still a good idea to have some coverage in case of an accident. 

Motorcycle insurance can provide protection for medical expenses and property damage if you’re involved in an accident

It only takes one time to go for a ride and get into an accident, so make sure you are protected with proper motorcycle insurance coverage any time you ride your bike.

Do You Ride With Passengers Frequently?

Many motorcycle riders are under the impression that guest passengers are automatically covered by their motorcycle insurance. However, this is often not the case. 

In order to be sure that your guest passenger is properly protected, it’s important to check with your motorcycle insurance provider. 

Some policies will extend coverage to guest passengers, while others will require you to purchase a separate policy. 

By understanding your motorcycle insurance coverage, you can help ensure that your guests are properly protected in the event of an accident.

What Type of Coverage Do I Need?

The types of coverage that you need will depend on a number of factors including where you live, what type of bike you ride, the value of your bike, and your driving record. 

Motorcycle insurance policies can include a combination of different types of coverage such as bodily injury liability, property damage liability, collision, comprehensive, medical payments, and uninsured or underinsured motorist coverage. 

You may also be able to purchase additional coverage for things like roadside assistance, rental reimbursement, and custom equipment. 

You should also consider your particular circumstances when trying to determine the best coverage options for yourself. 

For example, if you live in a state with low motorcycle theft rates, you might not need comprehensive coverage. 

Or if you have a good health insurance policy, you might not need medical payments coverage. 

By carefully considering your needs, you can make sure you’re getting the right motorcycle insurance coverage at the best price. 

When shopping for motorcycle insurance, be sure to compare quotes from multiple insurers to find the best rate.

What Happens if I Ride With No Motorcycle Insurance?

Motorcycle insurance is not required in every state, but it is always a good idea to have it. 

If you are caught riding without motorcycle insurance, you could be subject to a number of penalties. 

In some states, you may have your motorcycle impounded or your license suspended. 

You may also be fined, and if you are involved in an accident, you could be sued for damages. 

In short, it is always best to err on the side of caution and make sure that you are properly insured before hitting the open road.