A motorcycle bonded title is a title that is held by a surety company instead of the owner. 

The surety company has taken responsibility for the debt on the motorcycle, and they hold the title as collateral. 

The motorcycle owner makes payments to the surety company, and when the debt is paid off, the title is released to the owner.

There are a few reasons why someone might choose to get a motorcycle bonded title. 

Maybe they’re unable to get a loan from a bank or credit union, so they have to go through a bonding company. 

Or maybe they’re buying a motorcycle from a private seller and there’s no way to verify that the seller is the actual owner of the bike. 

In either case, getting a motorcycle bonded title is a way to protect yourself from being ripped off.

When you get a motorcycle bonded title, the surety company will usually require you to put down a deposit, which is typically 10% of the bike’s value. 

They may also charge you an annual fee, which is usually around $50. 

The deposit and annual fee are used to cover the surety company’s risk in case you don’t make your payments or if the bike is stolen.

The process of getting a motorcycle bonded title is fairly simple.

First, you’ll need to find a surety company that offers this service.

Then, you’ll fill out an application and pay the required fees. 

Once your application is approved, the surety company will send you the title, and you’ll be able to register your bike.

There are a few things to keep in mind if you’re considering getting a motorcycle bonded title. 

First, while the surety company is responsible for the debt on the bike, you’re still responsible for making sure that the bike is insured. 

Second, if you default on your payments, the surety company can repossess the bike. 

Finally, if the bike is stolen, you may not be reimbursed for the full value of the bike, since the surety company only covers their own risk.

Getting a motorcycle bonded title can be a good option if you’re unable to get a loan from a bank or credit union. 

It’s also a good way to protect yourself from being ripped off when buying a bike from a private seller. 

Just keep in mind that you’re still responsible for insuring the bike and that the surety company can repossess the bike if you default on your payments.